How Much Does California Car Insurance Cost?
Three of the ten most populous cities in the United States
are located in California, which has the highest population among the 50
states. In actuality, California is home to one in every eight Americans. When
it comes to motor liability insurance, it also has among of the highest
national average premiums. According to our analysis, Nationwide has the
highest average vehicle insurance prices, while Progressive has the lowest.
Although the average cost of car insurance in California is
greater than in many other states, there are still ways to get a reasonable
deal for your vehicle. You may find a cost-effective solution to secure your
automobile with the assistance of this guide to the top car insurance offers.
|
COMPANY |
AVERAGE ANNUAL RATE |
|
Progressive |
$1,296 |
|
Geico |
$1,347 |
|
USAA |
$1,463 |
|
Mercury Insurance |
$1,470 |
|
Allstate |
$1.716 |
|
Statewide Average |
$1,780 |
|
Travelers |
$1,890 |
|
Farmers |
$2,054 |
|
State Farm |
$2,070 |
|
Alliance United |
$2,184 |
|
Nationwide |
$2,309 |
heapest auto insurance in California for you
According to our research, Progressive offers California
drivers the lowest average annual vehicle insurance rates at $1,296 – 27% less
than the state average. Based on the results of our investigation, Nationwide
has the most expensive major auto insurance in California, charging nearly 30%
more than the state's average.
Teen Driver Rates in California
|
COMPANY |
17-YEAR-OLD FEMALES |
17-YEAR-OLD MALES |
|
Alliance United |
$6,006 |
$6,006 |
|
Allstate |
$4,610 |
$4,610 |
|
Farmers |
$4,843 |
$4,843 |
|
Geico |
$3,769 |
$3,769 |
|
Mercury Insurance |
$3,785 |
$3,785 |
|
Nationwide |
$7,731 |
$7,731 |
|
Progressive |
$4,375 |
$4,375 |
|
State Farm |
$3,959 |
$3,959 |
|
Travelers |
$3,920 |
$3,920 |
|
USAA |
$3,690 |
$3,690 |
|
Statewide Average |
$4,669 |
$4,669 |
There are only less-painful rates for those who are just
learning to drive; there are no wonderful rates. USAA offers the cheapest
premiums, whereas Nationwide has the highest ones.
California Young Adult Rates
|
COMPANY |
25-YEAR-OLD FEMALES |
25-YEAR-OLD MALES |
|
Alliance United |
$2,620 |
$2,620 |
|
Allstate |
$2,016 |
$2,016 |
|
Farmers |
$2,359 |
$2,359 |
|
Geico |
$1,630 |
$1,630 |
|
Mercury Insurance |
$1,851 |
$1,851 |
|
Nationwide |
$2,808 |
$2,808 |
|
Progressive |
$1,664 |
$1,664 |
|
State Farm |
$2,376 |
$2,376 |
|
Travelers |
$2,212 |
$2,212 |
|
USAA |
$1,840 |
$1,738 |
|
Statewide Average |
$2,138 |
$2,127 |
When compared to other age groups, California's young adults
pay the highest vehicle insurance prices. All of the businesses in our survey
charge the same amount for drivers in the state who are 25 years old, with the
exception of USAA, which charges somewhat more for women. Young adult drivers'
average annual rates for Nationwide range from a high of $2,808 to a low of
$1,630.
California Senior Rates
|
COMPANY |
60-YEAR-OLD FEMALES |
60-YEAR-OLD MALES |
|
Alliance United |
$2,091 |
$2,091 |
|
Allstate |
$1,444 |
$1,444 |
|
Farmers |
$1,864 |
$1,864 |
|
Geico |
$1,178 |
$1,178 |
|
Mercury Insurance |
$1,232 |
$1,232 |
|
Nationwide |
$1,922 |
$1,922 |
|
Progressive |
$1,081 |
$1,081 |
|
State Farm |
$1,769 |
$1,769 |
|
Travelers |
$1,654 |
$1,654 |
|
USAA |
$1,281 |
$1,284 |
|
Statewide Average |
$1,552 |
$1,552 |
With the exception of a little variation with USAA, rates
for senior women and senior males are the same. For this age group, Progressive
gives the best rate, while Alliance United has the most expensive insurance
rates.
Rates in California for Safe Drivers
|
COMPANY |
AVERAGE ANNUAL RATE |
|
Progressive |
$1,296 |
|
Geico |
$1,347 |
|
USAA |
$1,463 |
|
Mercury Insurance |
$1,470 |
|
Allstate |
$1,716 |
|
Statewide Average |
$1,780 |
|
Travelers |
$1,890 |
|
Farmers |
$2,054 |
|
State Farm |
$2,070 |
|
Alliance United |
$2,184 |
|
Nationwide |
$2,309 |
For individuals with spotless driving records, Progressive
has the lowest premium while Nationwide has the most. The premiums charged by
the two insurance firms differ by $1,013.
Rates in California Following a Speeding Ticket
|
COMPANY |
AVERAGE ANNUAL RATE |
|
USAA |
$1,602 |
|
Mercury Insurance |
$1,937 |
|
Geico |
$1,991 |
|
Progressive |
$2,471 |
|
Allstate |
$2,488 |
|
Statewide Average |
$2,531 |
|
Travelers |
$2,810 |
|
Farmers |
$2,830 |
|
Alliance United |
$2,881 |
|
State Farm |
$3,024 |
|
Nationwide |
$3,271 |
According to our statistics, Nationwide has the highest
premiums in California after receiving a speeding ticket, while USAA has the
lowest. Slowing down can reduce insurance premiums because a single instance of
speeding can raise them by an average of $750 per year.